Automobile Liability Additional Insured Endorsement (CA 83 07 03 23)

Provides additional insured coverage for automobile liability.

Modifies the Business Auto/Commercial Auto policy to address contract-driven risk transfer requirements—particularly Additional Insured status, primary and noncontributory wording, and waiver of subrogation.
Adds **Additional Insured** coverage so a client, project owner, or other required party can be protected for covered auto liability arising from your use of insured vehicles in connection with the agreement.
Helps extend defense and indemnity to the Additional Insured for allegations of vicarious liability tied to your drivers, your operations, or your covered autos—subject to the policy terms and exclusions.
Commonly requested when a contract requires evidence that automobile liability coverage supports the risk transfer provisions in the agreement, especially where vehicles are used on or around a project site.

The following coverages can be included if endorsed elsewhere
Primary and noncontributory status: This endorsement does not state that your auto policy applies on a primary and noncontributory basis for the required parties.
Waiver of subrogation: This endorsement does not waive the insurer’s rights of recovery against required parties following a covered auto loss.

Helps satisfy auto-related contract requirements so required parties can be treated as **Additional Insureds** for covered auto liability tied to your use of vehicles.
Strengthens risk transfer when an accident triggers allegations against multiple parties—for example, when a site owner is named due to operations involving your vehicle.
Clarifies how liability is intended to be shared (or not shared) between parties, which can reduce disputes at claim time.

Ensure that policy number - when printed - matches the COI
Ensure that expiration date - when printed - is not yet expired
Ensure that no invalidating watermarks (e.g. Sample) are included
Ensure the boxes contain full blanket language or the additional insured entities and locations that match your contract.
Review any specific limitations or restrictive language.