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Why is my client asking to be a certificate holder?

The contract seems straightforward. Your client knows that you have insurance for any work that you do for him. But he asks to be added to your certificate of insurance; it gives him peace of mind that he’ll be informed of any of the changes to your insurance policy while you’re working for him.

What does it mean to be an insurance certificate holder?

When you add your client to your certificate of insurance, his name will appear in the certificate holder box. In a nutshell, as the certificate holder, As the certificate holder, your client doesn’t have any rights to your insurance policy. Your insurance agency will just inform him of any changes to your policy.

 

Adding clients to your certificate of insurance is a formality. Your client will just know that you have insurance for any work that you do for him. And it gives him peace of mind that he’ll be informed of any of the changes to your insurance policy while you’re working for him.

For more information...

For more information and clarification, you may want to read about additional insured and the difference between these two endorsements.

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