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What is the ACORD form?

ACORD stands for Association for Cooperative Operations Research and Development. It is an organization that provides standardized certificates and forms. The ACORD certificate of liability insurance is just one page, containing all the relevant information regarding your insurance policy. The ACORD certificate of liability insurance (titled the ACORD 25) form can be almost as important as your work contract with a client.

Standardized for Ease

Because the form is standardized, you will not need to get an entirely blank ACORD insurance form for each new client. Instead, your insurance agent just needs to add a few specifics for each client and job.


It also leaves little room for miscommunication between you and your client regarding your insurance policy.


Take note that the form gets updated periodically. It’s best to check with your insurance agent when renewing your policy for any updated versions.

How agents fill in the ACORD 25

Once you have taken out an insurance policy with your insurance agent, you will be able to ask your agent to fill out a new form for each new client. A sample ACORD form can be found online. Your agent will take one of the readily available fillable ACORD 25 forms online and complete it for you.


With the certificate of liability insurance, your client can also be covered under your insurance policy. Your client will need to request that you add him as the additional insured. What this means that in the event of any claims, your client will also be covered.


At Jones, we provide you with the ACORD certificate of liability insurance within minutes of signing up to us. You can then pass this certificate of liability insurance onto your client as proof of your insurance policy.

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