What does it mean to be an insurance certificate holder?
When you add your client to your certificate of insurance, his name will appear in the certificate holder box. In a nutshell, as the certificate holder, As the certificate holder, your client doesn’t have any rights to your insurance policy. Your insurance agency will just inform him of any changes to your policy.
Adding clients to your certificate of insurance is a formality. Your client will just know that you have insurance for any work that you do for him. And it gives him peace of mind that he’ll be informed of any of the changes to your insurance policy while you’re working for him.