Comparison

Jones vs. Billy

Q: Does Jones integrate with Sage Intacct?

Yes. Jones integrates with both Sage Intacct and Sage 300. It also has a native, bi-directional Procore integration and connects with CMiC, Vista, Yardi Voyager, MRI, and Prism.

Q: Do vendors need a login to submit documents to Jones?

No. Jones sends branded, no-login requests, so vendors and their brokers submit documents without creating an account.

Q: Does Billy integrate with Procore?

Yes. Billy integrates with Procore and offers a side panel inside Procore. Jones has a native, bi-directional Procore integration and also connects with CMiC, Vista, Sage 300, Sage Intacct, Yardi Voyager, MRI, and Prism.

Q: How long does Jones take to set up?

It depends on portfolio size and integrations, so we scope it per customer instead of quoting a generic number. Two things consistently shorten it: vendors already in the Jones Network start pre-populated with current documents, and vendors never need to create accounts or learn a portal, which removes the slowest part of most transitions.

Q: Both platforms use AI. What’s actually different about the review?

What the AI was built to read. Extracting policy numbers, dates, and limits from a certificate is the easy step. The step that decides claims is interpreting the language behind it: whether the endorsement actually responds, what the schedule of forms removes, whether coverage survives past project completion. Jones trained its AI agents on tens of millions of COIs and 50,000+ insurance rules to do that reading, with insurance experts validating the edge cases. In any demo, pressure-test the endorsement-level review for your vertical, not whether AI reads the certificate.

Q: Which is better for construction or commercial real estate?

If you are a general contractor that only manages construction projects, Billy’s construction focus may fit. If your risk surface spans construction or CRE, Jones was built for both: the audit methodology, the integrations, and the vendor communication are designed around how coverage actually fails in these verticals.

Two platforms, compared through the lenses that decide these purchases: turnaround time, auditing depth, vendor experience, integrations, and pricing.

Recommended

Updated October 2026. Every claim about Billy on this page references their public website, help center, and product updates as of the date above.

First, how Billy works today

Billy is a COI and compliance platform purpose-built for construction, sold as a self-service plan or as a COI plan managed by its own team. It connects to Procore, including a side panel inside Procore, and to construction ERPs like Viewpoint Vista, CMiC, Sage, JD Edwards, and Acumatica. Its AI Review Assistant helps reviewers spot missing endorsements and incorrect language.

Side-by-side comparison

Winner

Vertical focusJones: Construction & CREBilly: Construction only

Key difference

Billy is purpose-built for construction compliance and centers its product on general contractors. Jones covers both construction and CRE, so contractors, owners, developers, and property managers work from one platform, with requirements libraries and audit methodology built around how coverage fails in both verticals.

Service modelJones: AI + insurance expertsBilly: Self-service or managed

Key difference

Billy offers two plans: self-service, where your team runs reviews and follow-up, and a COI plan managed by Billy’s own team. Jones runs the Full Scale Model: AI agents trained on insurance logic handle the audit, and insurance experts validate the edge cases on every document.

TurnaroundJones: Full audit <24 hoursBilly: AI-assisted review

Key difference

Billy’s AI Review Assistant extracts key data from certificates and endorsements and guides reviewers to what matters. Jones returns an AI compliance snapshot in seconds and a full expert-reviewed audit in under 24 hours.

AI capabilitiesJones: Insurance-trained AI agentsBilly: AI Review Assistant

Key difference

Billy’s AI Review Assistant helps reviewers find missing endorsements or incorrect language faster. Jones AI agents are trained on tens of millions of COIs and 50,000+ insurance rules to read the policy language behind the certificate, not just extract fields, with insurance experts validating the output.

IntegrationsJones: 8+ native integrationsBilly: Procore side panel + ERPs

Key difference

Billy integrates with Procore, including a side panel inside Procore, plus Autodesk, Viewpoint Vista, CMiC, Sage 300, Sage Intacct, JD Edwards, Acumatica, and DocuSign. Jones ships native, bi-directional connections to Procore, MRI, Yardi, Sage, Vista, and CMiC, so compliance status lands where teams already work.

PricingJones: Simple usage-based pricingBilly: Pricing on request

Key difference

Billy offers a self-service plan and a plan managed by its team, with a free trial that tracks up to 25 vendor contracts; pricing is provided on request. Jones uses simple usage-based pricing: a fee per record, with unlimited users, audits, and support included.

ImplementationJones: Hands-on implementationBilly: Week-by-week switch plan

Key difference

Billy publishes a week-by-week plan for switching platforms, including a parallel pilot before full rollout. Jones onboarding is led by the Jones team, and the Jones Network of 130,000+ vendor profiles pre-populates records for faster time to value.

SupportJones: Dedicated CSM + supportBilly: Chat, email, and phone

Key difference

Billy supports customers through in-app chat and email, and says it replies within five minutes during support hours; its managed plan adds follow-up by Billy’s team. Every Jones plan includes a dedicated Customer Success Manager, chat for all customers, phone support, and an AI support agent that helps vendors resolve coverage gaps on their side.

See the difference on your own COIs

Bring a real COI and see what a full audit reveals.

What comes standard
with Jones

AI Compliance Snapshot

Know What Needs
Attention, Instantly

Get an instant AI snapshot, expert-reviewed for quality, with full COI audits completed in under 24 hours.

Expert Review on Every Audit

Catch The Risks
Automation Misses

AI-powered audits guided by experts catch exclusions, endorsements, and hidden risks automation alone can miss, with expert validation included in every audit.

Connected To Your Systems

Keep Compliance
In Your Workflow

Simplify certificates and renewals, reduce communication, and keep teams working from the same data, with integrations for Procore, CMiC, Vista, Sage 300, Sage Intacct, Yardi, MRI, and Prism.

The Jones Network

Find Vendors Without
The Back-And-Forth

Access 130,000+ vendor profiles with verified contacts and no login required.

Success Stories

“It gives me absolute peace of mind that at any time I can go into my Jones account and get full visibility into our subcontractors’ insurance. I can easily access key stats such as compliance and collection rates, as well as how many times subcontractors have been contacted to remedy any coverage gaps they might have."

Jane Haninger Martin

Director Litigation and Risk

Compliance increased

~ 0 %

Records supported at scale while maintaining performance

0 +

Proof, not positioning

Jones has been recognized as a Leader in COI tracking by CB Insights, market validation for the depth-over-breadth approach, and has completed an independent SOC 2 examination.

Success Stories

"We’ve seen a big improvement in COI review quality and speed. Our previous platform would take up to a week to review a COI, whereas Jones does it in 24 hours. Jones’ ease of use, data transparency and top-notch support contributed to improving our third-party compliance rate, which is much higher than we’ve ever had."

Jill Ott

Operations Analyst

How pricing works

Simple, usage-based pricing

Pay per record with unlimited users, audits, and support included.

Plans on request

Self-service or managed by Billy’s team, with a free trial that tracks up to 25 vendor contracts. Pricing is provided on request.

Switching to Jones from Billy

Teams usually worry that switching means losing history or re-collecting every document. The onboarding process is built to prevent both:

Week 1

Requirements setup

Your insurance requirements, by vendor type and risk profile, are configured with the Jones team so the audit standard matches your contracts from day one.

Week 2

Data and document import

Your existing vendor list, certificates, and compliance history come with you. Vendors already in the Jones Network start pre-populated, with current documents and compliance history on file.

Week 3-4

Integration configuration

Your Procore, CMiC, Vista, Sage 300, Sage Intacct, Yardi, MRI, or Prism connection is set up so compliance data reaches the systems your team already uses.

Week 5+

Vendor transition

Jones takes over outreach with branded, no-login communication, and an AI support agent that explains gaps to vendors and helps them respond, so the switch doesn't create friction on their side.

See what switching to Jones
could look like

Walk through Jones using the workflows and compliance challenges your team deals with today.

Frequently asked questions

Does Jones integrate with Sage Intacct?

Yes. Jones integrates with both Sage Intacct and Sage 300. It also has a native, bi-directional Procore integration and connects with CMiC, Vista, Yardi Voyager, MRI, and Prism.

Do vendors need a login to submit documents to Jones?

No. Jones sends branded, no-login requests, so vendors and their brokers submit documents without creating an account.

Does Billy integrate with Procore?

Yes. Billy integrates with Procore and offers a side panel inside Procore. Jones has a native, bi-directional Procore integration and also connects with CMiC, Vista, Sage 300, Sage Intacct, Yardi Voyager, MRI, and Prism.

How long does Jones take to set up?

It depends on portfolio size and integrations, so we scope it per customer instead of quoting a generic number. Two things consistently shorten it: vendors already in the Jones Network start pre-populated with current documents, and vendors never need to create accounts or learn a portal, which removes the slowest part of most transitions.

Both platforms use AI. What’s actually different about the review?

What the AI was built to read. Extracting policy numbers, dates, and limits from a certificate is the easy step. The step that decides claims is interpreting the language behind it: whether the endorsement actually responds, what the schedule of forms removes, whether coverage survives past project completion. Jones trained its AI agents on tens of millions of COIs and 50,000+ insurance rules to do that reading, with insurance experts validating the edge cases. In any demo, pressure-test the endorsement-level review for your vertical, not whether AI reads the certificate.

Which is better for construction or commercial real estate?

If you are a general contractor that only manages construction projects, Billy’s construction focus may fit. If your risk surface spans construction or CRE, Jones was built for both: the audit methodology, the integrations, and the vendor communication are designed around how coverage actually fails in these verticals.

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