Endorsement Codes

What is an Insurance Endorsement?
Common uses
GENERAL LIABILITY
AUTOMOBILE LIABILITY
WORKERS’ COMPENSATION
UMBRELLA LIABILITY

An insurance endorsement is an add-on or modification to your policy.

More precisely, an endorsement (also called a rider or amendment) is a written document that adds, removes, or changes coverage terms. Once attached, it becomes part of your legal contract.

  • Add coverage for specific equipment or risks.
  • Exclude certain perils (e.g., earthquake).
  • Adjust limits or deductibles for specific locations.
  • Correct policy details like names or addresses.

Below are endorsements that are provided by vendors, tenants and their brokers, per policy type:

Most commonly required by landlords and contracts. These endorsements add you as an additional insured, waive the insurer’s right to sue you, or make the tenant’s policy primary.

  • CG 20 10 04 13 – Additional Insured – Owners, Lessees or Contractors – Ongoing Operations
  • CG 20 37 04 13 – Additional Insured – Owners, Lessees or Contractors – Completed Operations
  • ENV 030 (05-16) – General Liability Waiver of Subrogation Endorsement
  • ENV 036 (05-16) – General Liability Primary & Noncontributory Endorsement
  • 49-0108 07 11 – General Liability Additional Insured Ongoing Operations Endorsement
  • OSIC ML AIE OOP 00 01 0318 – General Liability Additional Insured Ongoing Operations, Primary & Noncontributory Endorsement
  • PESIC ENV CGL OO 03 10 23 – General Liability Additional Insured Ongoing Operations Endorsement
  • PESIC ENV CGL OO 04 10 23 – General Liability Additional Insured Completed Operations Endorsement
  • CGL 1692 0017 – General Liability Additional Insured Ongoing Operations Endorsement
  • QBCG-2088 (03-23) – General Liability Blanket, Primary & Noncontributory Endorsement
  • QBCG-2089 (03-23) – General Liability Blanket, Waiver of Subrogation Endorsement
  • WB 1482 05 25 – General Liability Blanket, Additional Insured Ongoing & Completed Operations, Primary & Noncontributory Endorsement
  • WW604 FL (09/11) – General Liability Endorsement Overview Endorsement
  • AHC E016 06 23 – General Liability Blanket, Additional Insured Ongoing & Completed Operations, Waiver of Subrogation Endorsement
  • PI-GLD-SG IL (06/09) – General Liability Blanket, Additional Insured Ongoing & Completed Operations, Waiver of Subrogation Endorsement
  • CG 20 37 12 19 – Additional Insured – Owners, Lessees or Contractors – Completed Operations
  • CG 24 04 05 09 – Waiver of Transfer of Rights of Recovery Against Others to Us
  • CG 20 01 12 19 – Primary and Noncontributory – Other Insurance Condition
  • CG 20 10 12 19 – Additional Insured – Owners, Lessees or Contractors – Ongoing Operations
  • CG 24 04 12 19 – Waiver of Transfer of Rights of Recovery Against Others to Us

Required when vehicles are used on your property or for contract work. Similar protections to GL but specifically for auto-related incidents.

  • 500BWS01 – Automobile Liability Blanket, Contract Risk Transfer, Waiver of Subrogation Endorsement
  • CC 99 08 06 21 – Automobile Liability Blanket, Additional Insured Endorsement
  • NCA 70 05 NY 03 20 – Automobile Liability Blanket, Additional Insured, Primary & Noncontributory, Waiver of Subrogation Endorsement
  • CA7266(11-15) – Automobile Liability Additional Insured, Primary & Noncontributory Endorsement
  • 8/22/19348 – Automobile Liability Blanket, Additional Insured, Primary & Noncontributory, Waiver of Subrogation Endorsement
  • CSM CA 2404 04 05 – Automobile Liability Contract Risk Transfer, Waiver of Subrogation Endorsement
  • IN2655 (11-2015) – Automobile Liability Blanket, Additional Insured, Primary & Noncontributory, Waiver of Subrogation Endorsement
  • CA 83 22 10 13 – Automobile Liability Blanket, Contract Risk Transfer, Waiver of Subrogation Endorsement
  • CA 83 07 03 23 – Automobile Liability Additional Insured Endorsement
  • CA 04 44 10 13 – Automobile Liability Contract Risk Transfer, Waiver of Subrogation Endorsement
  • CA 04 49 11 16 – Automobile Liability Blanket, Contract Risk Transfer, Primary & Noncontributory Endorsement
  • CA 20 48 10 13 – Designated Insured for Covered Autos
  • CA GM 002 10 18 – Automobile Liability Blanket, Additional Insured Endorsement
  • VCA 201 LA 06 18 – Automobile Liability Blanket, Additional Insured, Waiver of Subrogation Endorsement
  • CA T3 53 02 15 – Automobile Liability Blanket, Additional Insured, Waiver of Subrogation Endorsement
  • CL CA 20 93 MO 07 21 – Automobile Liability Blanket, Additional Insured, Primary & Noncontributory, Waiver of Subrogation Endorsement
  • CA T4 99 02 16 – Automobile Liability Blanket, Additional Insured, Primary & Noncontributory Endorsement

Typically required to ensure the contractor’s insurer won’t pursue you if an employee is injured. Most are waiver of subrogation endorsements.

Excess coverage that extends protection above primary policies. These endorsements ensure umbrella coverage follows the same terms as underlying policies.

  • SP CXS FF 08 23 – Umbrella Liability Blanket, Follow Form, Additional Insured, Waiver of Subrogation Endorsement
  • CXL 1182 0124 – Umbrella Liability Additional Insured, Primary & Noncontributory Endorsement
  • CA ALL 622 04 13 – Umbrella Liability Blanket, Additional Insured, Primary & Noncontributory Endorsement
  • CIS CEL 4002 08 17 – Umbrella Liability Waiver of Subrogation Endorsement
  • US 4096 VA 01 21 – Umbrella Liability Blanket, Primary & Noncontributory Endorsement
  • RSX 7128 (Ed. 02/19) – Umbrella Liability Primary & Noncontributory Endorsement
  • RSX 74 39 11 23 – Umbrella Liability Blanket, Additional Insured Endorsement
  • UMU 4011 (Ed. 06/18) – Umbrella Liability Blanket, Waiver of Subrogation Endorsement
  • CRF XSP 0012 16 – Umbrella Liability Follow Form, Additional Insured, Waiver of Subrogation Endorsement
  • NCU 73 17 01 20 – Umbrella Liability Blanket, Primary & Noncontributory Endorsement
  • CU-2225-1C – Umbrella Liability Endorsement Overview Endorsement
  • GIC 03 04 32 08 16 – Umbrella Liability Blanket, Primary & Noncontributory Endorsement
  • GIC 03 04 47 12 20 – Umbrella Liability Blanket, Additional Insured Endorsement
  • GIC 03 04 48 12 20 – Umbrella Liability Blanket, Waiver of Subrogation Endorsement
  • CXS 20 50 02 21 – Umbrella Liability Blanket, Additional Insured, Primary & Noncontributory, Waiver of Subrogation Endorsement
  • CXL 456 06 22 – Umbrella Liability Blanket, Waiver of Subrogation Endorsement
  • CXL 449 06 17 – Umbrella Liability Blanket, Primary & Noncontributory Endorsement
  • XS 524 (09-17) – Umbrella Liability Blanket, Waiver of Subrogation Endorsement
  • XS 526 (09-17) – Umbrella Liability Blanket, Primary & Noncontributory Endorsement
  • CU 24 03 09 00 – Umbrella Liability Waiver of Subrogation Endorsement